bachatt mein hi bachat -

-saving  to  save  is  the  rule  maintained  by  the  wise  women, family  budget  starts  with  a  good  and  careful planning  ahead  on the  month  , making  lists  to  run the  kitchen, other  bills  added  to  it  , but  it  is  seen  all those  working  men and  women and  couples  can not  save  enough  as they  expected  and  spend  more  than they  planned, what  foes  wrong  is  not  in their  calculations  which  is  perfect but balancing  credit  and  debit , that  means  if  one  spends  more  than he  earns  he  will remain in debt  eternally